During our underwriting process, our credit team carefully reviews each application. While the standard terms were not a match for your profile, we are still pleased to extend an offer with customized terms tailored for you. While we aim for accuracy and transparency right from the start, when the standard terms aren't suitable, we make every effort to provide alternative options that you qualify for.

We understand that every applicant's situation is unique, and while our solutions might not be a perfect fit for everyone, our goal is to support your academic journey as best we can.