Passage Loans can be used for either i) tuition only, or ii) tuition & living costs.
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For partners or students who are interested in a Passage loan but want to apply for their study permit through the Student Direct Stream (SDS) visa pathway, you must do the following:
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1) Purchase a GIC from a licensed GIC provider. You will get a letter from them to show you have the amount in living costs required by IRCC.

2) You will apply for a tuition only loan from Passage. Passage will provide you with a letter of financial support showing your tuition is covered.

You will use the letters from the GIC provider and Passage in your study permit application to show Proof of Funds.